Scheme Info

36 Critical Illnesses Schemes

  • Livin Pay GS2072 – Maturity Age 65
  • Barakah H2415 (Syariah Based) – Maturity Age 65
  • Dana Restu GS140 (Syariah Based) – Maturity Age 65
  • Livin Pay Plus GS3545 / GS115 – Maturity Age 75
  • Dana Restu Plus GS140A (Syariah Based) – Maturity Age 75

Not only 36 Critical Illnesses, we do cover Death, Accidental Death, Total Permanent Disability (TPD) and Hospital Benefit as well.

Premium range from the lowest RM44 to max RM512 per month. You can always contribute based on your budget and need to get protection through Union’s insurance schemes.

Premium Table as below:

SKOP PERLINDUNGAN PREMUIM BULANAN (RM)
44 66 88 110 132 192 212 262 312 412 512
TUTUTAN
Penyakit Kritikal 40,000+ TT 60,000+ TT 80,000+ TT 100,000+ TT 120,000+ TT 180,000+ TT 200,000+ TT 250,000+ TT 300,000+ TT 400,000+ TT 500,000+ TT
Kematian Biasa 40,000+ TT 60,000+ TT 80,000+ TT 100,000+ TT 120,000+ TT 180,000+ TT 200,000+ TT 250,000+ TT 300,000+ TT 400,000+ TT 500,000+ TT
Keilatan Kekal Akibat 40,000+ TT 60,000+ TT 80,000+ TT 100,000+ TT 120,000+ TT 180,000+ TT 200,000+ TT 250,000+ TT 300,000+ TT 400,000+ TT 500,000+ TT
Kematian Kemalangan 80,000+ TT 120,000+ TT 160,000+ TT 200,000+ TT 240,000+ TT 360,000+ TT 400,000+ TT 500,000+ TT 600,000+ TT 800,000+ TT 1,000,000+ TT
Keilatan Kekal Akibat Kemalangan 80,000+ TT 120,000+ TT 160,000+ TT 200,000+ TT 240,000+ TT 360,000+ TT 400,000+ TT 500,000+ TT 600,000+ TT 800,000+ TT 1,000,000+ TT
FAEDAH KEMASUKAN HOSPITAL
A ) HOSPATAL KERAJAAN
Faedah Tunai Harian Semalam 120 180 240 300 300 300 300 300 300 300 300
B ) HOSPATAL SWASTA
Faedah Tunai Harian Semalam 80 120 160 200 240 240 240 240 240 240 240
Faedah Bayaran Balik Kos Perubatan 900 1,600 2,400 3,000 3,600 3,600 3,600 3,600 3,600 3,600 3,600

Health Care (Medical Card)

Takaful Guru

Livin' Pay Plus (36 Critical Illnesses + Death + TPD)

36 Critical Illnesses
  1. Heart Attack
  2. Stroke
  3. Heart Bypass Surgery
  4. Cancer
  5. Kidney Failure
  6. Fulminant Hepatitis
  7. Major Organ Transplant
  8. Paralysis (Paraplegia, Tetraplegia)
  9. Multiple Sclerosis
  10. Primary Pulmonary Hypertension
  11. Blindness
  12. Heart Valve Surgery
  13. Major Burns
  14. Aorta Surgery
  15. Lost of Speech
  16. Alzheimer’s Disease
  17. Muscular Dystrophy
  18. Deafness
  19. Terminal Illness
  20. Motor Neuron Disease
  21. Chronic Liver Disease
  22. HIV Infection from Blood Transfusion
  23. Encephalitis
  24. Aplastic Anaemia
  25. Accidental Head Injury resulting in major Head Trauma
  26. Parkinson’s Disease
  27. Poliomyelitis
  28. Benign Brain Tumour
  29. Chronic Lung Disease
  30. Coma
  31. Brain Surgery
  32. Bacterial Meningitis
  33. Other Serious Coronary Artery Disease
  34. Apallic Syndrome
  35. AIDS Cover for Medical Staff
  36. Full Blown AIDS

Diamond Accident Protector

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