Feature:

Entry age:

• Age 60 and below for Member and Spouse
• Age 23 and below for Children

Spouses and Children are only entitled to 1 unit coverage whereby the premium will be charged based on their type of occupation ( Low risk or High risk).

Spouses and Children working overseas ARE NOT eligible for MUI scheme.

Member’s children who are unemployed, and aged 25 years old will be auto-excluded from the scheme.

A written notice from the Member must be sent in to notify us or the Union on any changes pertaining to the Spouse or Children’s occupation.

Scope of Benefit: Premium Table As Below

Benefits for Death and Permanent Disablement	DIAMOND
	1 Unit	2 Unit
For a fatal accident whilst travelling in a public conveyance licensed for passenger service	220,000	440,000
For an accident resulting in: – Total paralysis from the neck down or – Complete and incurable insanity	220,000	440,000
For accidental death resulting from any cause – Other than those specified above	110,000	220,000
For death due to : – Murder or assault – Strike, riot and civil commotion or hijack – Accidental food poisoning – Accidental drowning or suffocation – Lightning strike – Exposure and disappearance	110,000	220,000
Hospitalization And Medical Benefits
Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor’s consultation, x-ray, lab tests, board, and lodging charges, etc)	3,000	5,000
Cash Income whilst hospitalised	100 per day up to 2,000	100 per day up to 3,000
Other Benefits
Extra benefit to be used as funeral, burial or cremation expenses	3,000	6,000
Hospitalisation travelling allowance (immediate family)	50 per week up to 500.00	100 per week up to 1,000

Member / Spouse	1 Unit	2 Unit
Member	4.50	9.00
Spouse	4.50 (Low Risk)	9.00 (NUTP Member)
	9.00 (High Risk)
Child
Age (1-12)	1.15	2.30
Age (12-18)	2.25	4.50
Age (18 and above)	4.50 (Low Risk)	N.A.
	9.00 (High Risk)