PERSONAL ACCIDENT

MUI Personal Accident (DAP)

Accidental death-By public conveyance or private transport

Permanent Disablement caused by accidents

Double Indemnity for Accidents caused by public conveyance such as airplanes, etc.

Medical expenses including medical costs

Daily Hospital Cash Income (hospitalization in Government Hospital only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance

Feature:

Entry age:

  • Age 60 and below for Member and Spouse
  • Age 23 and below for Children

Spouses and Children are only entitled to 1 unit coverage whereby the premium will be charged based on their type of occupation ( Low risk or High risk).

Spouses and Children working overseas ARE NOT eligible for MUI scheme.

Member’s children who are unemployed, and aged 25 years old will be auto-excluded from the scheme.

A written notice from the Member must be sent in to notify us or the Union on any changes pertaining to the Spouse or Children’s occupation.

Scope of Benefit: Premium Table As Below

Benefits for Death and Permanent Disablement DIAMOND
1 Unit 2 Unit
For a fatal accident whilst travelling in a public conveyance
licensed for passenger service
220,000 440,000
For an accident resulting in:
– Total paralysis from the neck down or
– Complete and incurable insanity
220,000 440,000
For accidental death resulting from any cause
– Other than those specified above
110,000 220,000
For death due to :
– Murder or assault
– Strike, riot and civil commotion or hijack
– Accidental food poisoning
– Accidental drowning or suffocation
– Lightning strike
– Exposure and disappearance
110,000 220,000
Hospitalization And Medical Benefits
Reimbursement for all medical expenses incurred whilst
hospitalized in any government or private hospital (Expenses include medical,
surgical, doctor’s consultation, x-ray, lab tests, board, and lodging
charges, etc)
3,000 5,000
Cash Income whilst hospitalised 100 per day
up to 2,000
100 per day
up to 3,000
Other Benefits
Extra benefit to be used as funeral, burial or
cremation expenses
3,000 6,000
Hospitalisation travelling allowance (immediate family) 50 per week
up to 500.00
100 per week
up to 1,000
Member /
Spouse
1 Unit 2 Unit
Member 4.50 9.00
Spouse 4.50 (Low Risk) 9.00 (NUTP Member)
9.00 (High Risk)
Child
Age (1-12) 1.15 2.30
Age (12-18) 2.25 4.50
Age (18 and above) 4.50 (Low Risk) N.A.
9.00 (High Risk)

MUI Plus Personal Accident (DAPP)

Accidental death- by public conveyance or private vehicles

Permanent disablement caused by accidents

Double Indemnity for accidents caused by public conveyance such as airplanes, etc.

Medical expenses including medical costs

Daily Hospital Cash Income (hospitalization in government hospitals only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance

Feature:

Entry age:

  • Aged 60 and below for Member and Spouse
  • Aged 18 and below for Children

Spouses and Children with low-risk occupation are eligible for 1 unit coverage.

Spouses and Children working overseas are not eligible for MUI scheme.

Children’s coverage will cease automatically when they reach the age of 18 and will continue with MUI Plan. The MUI Plan premium will be charged based on occupations.

A written notice by the Member must be sent in to notify us or the Union on any changes pertaining to the Spouse or Children’s occupation.

 

Scope of Benefit: Premium Table As Below

Benefits for Death and Permanent Disablement DIAMOND PLUS
1 Unit
For a fatal accident whilst travelling in a public conveyance
licensed for passenger service
500,000
For an accident resulting in:
– Total paralysis from the neck down or
– Complete and incurable insanity
500,000
For accidental death resulting from any cause
– Other than those specified above
250,000
For death due to :
– Murder or assault
– Strike, riot and civil commotion or hijack
– Accidental food poisoning
– Accidental drowning or suffocation
– Lightning strike
– Exposure and disappearance
250,000
Hospitalization And Medical Benefits
Reimbursement for all medical expenses incurred whilst
hospitalized in any government or private hospital (Expenses include medical,
surgical, doctor’s consultation, x-ray, lab tests, board, and lodging
charges, etc)
8,000
Cash Income whilst hospitalised 100 per day
up to 6,000
Other Benefits
Extra benefit to be used as funeral, burial or
cremation expenses
8,000
Hospitalisation travelling allowance (immediate family) 350 per week
up to 1,500
Repatriation 10,000
Snatch theft 500
Ambulance fees 1,000
Orthopedic equipment 2,000
Miscarriage due to accident 1,000
Rape trauma compensation 1,000
Kidnap benefit (subject to terms & condition of policy)
– Necessary expenses incurred
– Reward for information leading to recovery of the
Insured Person
5,000
25,000
Dental correction & corrective cosmetics surgery 3,000
Blood transfusion (positively diagnosed with HIV within 2 years from
date of the blood transfusion in a government hospital within Malaysia)
10% Principal sum
insured
Renewal Bonus Increased by 10,000
per year up to 5 years
Member /
Spouse
1 Unit
Member 12.00
Spouse 12.00
Child
Age (1-12) 3.00
Age (12-18) 6.00
Age (18 and above) N.A.