PERSONAL ACCIDENT

MUI Plus Personal Accident (DAPP)

Accidental death – By Public Conveyance or own vehicle

Permanent Disablement caused by Accident

Double Indemnity for Accidental caused by Public Conveyance such as Airplane etc.

Medical Expenses including cost for Medical

Daily Hospital Cash Income (hospitalization in Government Hospital only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance

Feature:
Entry age

  • Age 60 for Member & Spouse
  • Age 23 for Child

Spouse & Child only entitle for 1 unit coverage and premium will be charged based on their Occupation.
Spouse & Child who working overseas are not eligible to participant at Mui scheme.
Child who unemployed and with age 25 and above will be auto excluded from the scheme.
A written notice must be notify us or Union on any changing of Occupation on Spouse or Child.

Scope of Benefit: Premium Table As Below

Benefits for Death and Permanent Disablement DIAMOND
1 Unit 2 Unit
For a fatal accident whilst travelling in a public conveyance
licensed for passenger service
220,000 440,000
For an accident resulting in:
– Total paralysis from the neck down or
– Complete and incurable insanity
220,000 440,000
For accidental death resulting from any cause
– Other than those specified above
110,000 220,000
For death due to :
– Murder or assault
– Strike, riot and civil commotion or hijack
– Accidental food poisoning
– Accidental drowning or suffocation
– Lightning strike
– Exposure and disappearance
110,000 220,000
Hospitalization And Medical Benefits
Reimbursement for all medical expenses incurred whilst
hospitalized in any government or private hospital (Expenses include medical,
surgical, doctor’s consultation, x-ray, lab tests, board, and lodging
charges, etc)
3,000 5,000
Cash Income whilst hospitalised 100 per day
up to 2,000
100 per day
up to 3,000
Other Benefits
Extra benefit to be used as funeral, burial or
cremation expenses
3,000 6,000
Hospitalisation travelling allowance (immediate family) 50 per week
up to 500.00
100 per week
up to 1,000
Member /
Spouse
1 Unit 2 Unit
Member 4.50 9.00
Spouse 4.50 (Low Risk) 9.00 (NUTP Member)
9.00 (High Risk)
Child
Age (1-12) 1.15 2.30
Age (12-18) 2.25 4.50
Age (18 and above) 4.50 (Low Risk) N.A.
9.00 (High Risk)

MUI Plus Personal Accident (DAPP)

Accidental death – By Public Conveyance or own vehicle

Permanent Disablement caused by Accident

Double Indemnity for Accidental caused by Public Conveyance such as Airplane etc.

Medical Expenses including cost for Medical

Daily Hospital Cash Income (hospitalization in Government Hospital only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance

Feature:
Entry age

  • Age 60 for Member & Spouse
  • Age 18 for Child

Spouse & Child with Low Risk Occupation are eligible for 1 unit coverage.
Spouse & Child who working overseas are not eligible to participant at Mui scheme.
Child coverage will auto cease at age 18 and continue with Mui Plan. Mui Plan premium will be charges based on the Occupation.
A written notice must be notify us or Union on any changing of Occupation on Spouse or Child.

Scope of Benefit: Premium Table As Below

Benefits for Death and Permanent Disablement DIAMOND PLUS
1 Unit
For a fatal accident whilst travelling in a public conveyance
licensed for passenger service
500,000
For an accident resulting in:
– Total paralysis from the neck down or
– Complete and incurable insanity
500,000
For accidental death resulting from any cause
– Other than those specified above
250,000
For death due to :
– Murder or assault
– Strike, riot and civil commotion or hijack
– Accidental food poisoning
– Accidental drowning or suffocation
– Lightning strike
– Exposure and disappearance
250,000
Hospitalization And Medical Benefits
Reimbursement for all medical expenses incurred whilst
hospitalized in any government or private hospital (Expenses include medical,
surgical, doctor’s consultation, x-ray, lab tests, board, and lodging
charges, etc)
8,000
Cash Income whilst hospitalised 100 per day
up to 6,000
Other Benefits
Extra benefit to be used as funeral, burial or
cremation expenses
8,000
Hospitalisation travelling allowance (immediate family) 350 per week
up to 1,500
Repatriation 10,000
Snatch theft 500
Ambulance fees 1,000
Orthopedic equipment 2,000
Miscarriage due to accident 1,000
Rape trauma compensation 1,000
Kidnap benefit (subject to terms & condition of policy)
– Necessary expenses incurred
– Reward for information leading to recovery of the
Insured Person
5,000
25,000
Dental correction & corrective cosmetics surgery 3,000
Blood transfusion (positively diagnosed with HIV within 2 years from
date of the blood transfusion in a government hospital within Malaysia)
10% Principal sum
insured
Renewal Bonus Increased by 10,000
per year up to 5 years
Member /
Spouse
1 Unit
Member 12.00
Spouse 12.00
Child
Age (1-12) 3.00
Age (12-18) 6.00
Age (18 and above) N.A.