PERSONAL ACCIDENT
MUI Personal Accident (DAP)

Accidental death-By public conveyance or private transport

Permanent Disablement caused by accidents

Double Indemnity for Accidents caused by public conveyance such as airplanes, etc.

Medical expenses including medical costs

Daily Hospital Cash Income (hospitalization in Government Hospital only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance
Feature:
Entry age:
- Age 60 and below for Member and Spouse
- Age 23 and below for Children
Spouses and Children are only entitled to 1 unit coverage whereby the premium will be charged based on their type of occupation ( Low risk or High risk).
Spouses and Children working overseas ARE NOT eligible for MUI scheme.
Member’s children who are unemployed, and aged 25 years old will be auto-excluded from the scheme.
A written notice from the Member must be sent in to notify us or the Union on any changes pertaining to the Spouse or Children’s occupation.
Scope of Benefit: Premium Table As Below
Benefits for Death and Permanent Disablement | DIAMOND | |
---|---|---|
1 Unit | 2 Unit | |
For a fatal accident whilst travelling in a public conveyance licensed for passenger service | 220,000 | 440,000 |
For an accident resulting in: – Total paralysis from the neck down or – Complete and incurable insanity |
220,000 | 440,000 |
For accidental death resulting from any cause – Other than those specified above |
110,000 | 220,000 |
For death due to : – Murder or assault – Strike, riot and civil commotion or hijack – Accidental food poisoning – Accidental drowning or suffocation – Lightning strike – Exposure and disappearance |
110,000 | 220,000 |
Hospitalization And Medical Benefits | ||
Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor’s consultation, x-ray, lab tests, board, and lodging charges, etc) | 3,000 | 5,000 |
Cash Income whilst hospitalised | 100 per day up to 2,000 |
100 per day up to 3,000 |
Other Benefits | ||
Extra benefit to be used as funeral, burial or cremation expenses | 3,000 | 6,000 |
Hospitalisation travelling allowance (immediate family) | 50 per week up to 500.00 |
100 per week up to 1,000 |
Member / Spouse |
1 Unit | 2 Unit |
---|---|---|
Member | 4.50 | 9.00 |
Spouse | 4.50 (Low Risk) | 9.00 (NUTP Member) |
9.00 (High Risk) | ||
Child | ||
Age (1-12) | 1.15 | 2.30 |
Age (12-18) | 2.25 | 4.50 |
Age (18 and above) | 4.50 (Low Risk) | N.A. |
9.00 (High Risk) |
MUI Plus Personal Accident (DAPP)

Accidental death- by public conveyance or private vehicles

Permanent disablement caused by accidents

Double Indemnity for accidents caused by public conveyance such as airplanes, etc.

Medical expenses including medical costs

Daily Hospital Cash Income (hospitalization in government hospitals only)

RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance
Feature:
Entry age:
- Aged 60 and below for Member and Spouse
- Aged 18 and below for Children
Spouses and Children with low-risk occupation are eligible for 1 unit coverage.
Spouses and Children working overseas are not eligible for MUI scheme.
Children’s coverage will cease automatically when they reach the age of 18 and will continue with MUI Plan. The MUI Plan premium will be charged based on occupations.
A written notice by the Member must be sent in to notify us or the Union on any changes pertaining to the Spouse or Children’s occupation.
Scope of Benefit: Premium Table As Below
Benefits for Death and Permanent Disablement | DIAMOND PLUS |
---|---|
1 Unit | |
For a fatal accident whilst travelling in a public conveyance licensed for passenger service | 500,000 |
For an accident resulting in: – Total paralysis from the neck down or – Complete and incurable insanity |
500,000 |
For accidental death resulting from any cause – Other than those specified above |
250,000 |
For death due to : – Murder or assault – Strike, riot and civil commotion or hijack – Accidental food poisoning – Accidental drowning or suffocation – Lightning strike – Exposure and disappearance |
250,000 |
Hospitalization And Medical Benefits | |
Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor’s consultation, x-ray, lab tests, board, and lodging charges, etc) | 8,000 |
Cash Income whilst hospitalised | 100 per day up to 6,000 |
Other Benefits | |
Extra benefit to be used as funeral, burial or cremation expenses | 8,000 |
Hospitalisation travelling allowance (immediate family) | 350 per week up to 1,500 |
Repatriation | 10,000 |
Snatch theft | 500 |
Ambulance fees | 1,000 |
Orthopedic equipment | 2,000 |
Miscarriage due to accident | 1,000 |
Rape trauma compensation | 1,000 |
Kidnap benefit (subject to terms & condition of policy) – Necessary expenses incurred – Reward for information leading to recovery of the Insured Person |
5,000 25,000 |
Dental correction & corrective cosmetics surgery | 3,000 |
Blood transfusion (positively diagnosed with HIV within 2 years from date of the blood transfusion in a government hospital within Malaysia) | 10% Principal sum insured |
Renewal Bonus | Increased by 10,000 per year up to 5 years |
Member / Spouse |
1 Unit |
---|---|
Member | 12.00 |
Spouse | 12.00 |
Child | |
Age (1-12) | 3.00 |
Age (12-18) | 6.00 |
Age (18 and above) | N.A. |