PERSONAL ACCIDENT
MUI Plus Personal Accident (DAPP)
Accidental death – By Public Conveyance or own vehicle
Permanent Disablement caused by Accident
Double Indemnity for Accidental caused by Public Conveyance such as Airplane etc.
Medical Expenses including cost for Medical
Daily Hospital Cash Income (hospitalization in Government Hospital only)
RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance
Feature:
Entry age
- Age 60 for Member & Spouse
- Age 23 for Child
Spouse & Child only entitle for 1 unit coverage and premium will be charged based on their Occupation.
Spouse & Child who working overseas are not eligible to participant at Mui scheme.
Child who unemployed and with age 25 and above will be auto excluded from the scheme.
A written notice must be notify us or Union on any changing of Occupation on Spouse or Child.
Scope of Benefit: Premium Table As Below
| Benefits for Death and Permanent Disablement | DIAMOND | |
|---|---|---|
| 1 Unit | 2 Unit | |
| For a fatal accident whilst travelling in a public conveyance licensed for passenger service |
220,000 | 440,000 |
| For an accident resulting in: – Total paralysis from the neck down or – Complete and incurable insanity |
220,000 | 440,000 |
| For accidental death resulting from any cause – Other than those specified above |
110,000 | 220,000 |
| For death due to : – Murder or assault – Strike, riot and civil commotion or hijack – Accidental food poisoning – Accidental drowning or suffocation – Lightning strike – Exposure and disappearance |
110,000 | 220,000 |
| Hospitalization And Medical Benefits | ||
| Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor’s consultation, x-ray, lab tests, board, and lodging charges, etc) |
3,000 | 5,000 |
| Cash Income whilst hospitalised | 100 per day up to 2,000 |
100 per day up to 3,000 |
| Other Benefits | ||
| Extra benefit to be used as funeral, burial or cremation expenses |
3,000 | 6,000 |
| Hospitalisation travelling allowance (immediate family) | 50 per week up to 500.00 |
100 per week up to 1,000 |
| Member / Spouse |
1 Unit | 2 Unit |
|---|---|---|
| Member | 4.50 | 9.00 |
| Spouse | 4.50 (Low Risk) | 9.00 (NUTP Member) |
| 9.00 (High Risk) | ||
| Child | ||
| Age (1-12) | 1.15 | 2.30 |
| Age (12-18) | 2.25 | 4.50 |
| Age (18 and above) | 4.50 (Low Risk) | N.A. |
| 9.00 (High Risk) | ||
MUI Plus Personal Accident (DAPP)
Accidental death – By Public Conveyance or own vehicle
Permanent Disablement caused by Accident
Double Indemnity for Accidental caused by Public Conveyance such as Airplane etc.
Medical Expenses including cost for Medical
Daily Hospital Cash Income (hospitalization in Government Hospital only)
RM21 per month – to get RM1mil Sum Assured for Accidental Death by Public Conveyance
Feature:
Entry age
- Age 60 for Member & Spouse
- Age 18 for Child
Spouse & Child with Low Risk Occupation are eligible for 1 unit coverage.
Spouse & Child who working overseas are not eligible to participant at Mui scheme.
Child coverage will auto cease at age 18 and continue with Mui Plan. Mui Plan premium will be charges based on the Occupation.
A written notice must be notify us or Union on any changing of Occupation on Spouse or Child.
Scope of Benefit: Premium Table As Below
| Benefits for Death and Permanent Disablement | DIAMOND PLUS |
|---|---|
| 1 Unit | |
| For a fatal accident whilst travelling in a public conveyance licensed for passenger service |
500,000 |
| For an accident resulting in: – Total paralysis from the neck down or – Complete and incurable insanity |
500,000 |
| For accidental death resulting from any cause – Other than those specified above |
250,000 |
| For death due to : – Murder or assault – Strike, riot and civil commotion or hijack – Accidental food poisoning – Accidental drowning or suffocation – Lightning strike – Exposure and disappearance |
250,000 |
| Hospitalization And Medical Benefits | |
| Reimbursement for all medical expenses incurred whilst hospitalized in any government or private hospital (Expenses include medical, surgical, doctor’s consultation, x-ray, lab tests, board, and lodging charges, etc) |
8,000 |
| Cash Income whilst hospitalised | 100 per day up to 6,000 |
| Other Benefits | |
| Extra benefit to be used as funeral, burial or cremation expenses |
8,000 |
| Hospitalisation travelling allowance (immediate family) | 350 per week up to 1,500 |
| Repatriation | 10,000 |
| Snatch theft | 500 |
| Ambulance fees | 1,000 |
| Orthopedic equipment | 2,000 |
| Miscarriage due to accident | 1,000 |
| Rape trauma compensation | 1,000 |
| Kidnap benefit (subject to terms & condition of policy) – Necessary expenses incurred – Reward for information leading to recovery of the Insured Person |
5,000 25,000 |
| Dental correction & corrective cosmetics surgery | 3,000 |
| Blood transfusion (positively diagnosed with HIV within 2 years from date of the blood transfusion in a government hospital within Malaysia) |
10% Principal sum insured |
| Renewal Bonus | Increased by 10,000 per year up to 5 years |
| Member / Spouse |
1 Unit |
|---|---|
| Member | 12.00 |
| Spouse | 12.00 |
| Child | |
| Age (1-12) | 3.00 |
| Age (12-18) | 6.00 |
| Age (18 and above) | N.A. |